Menu Vs. Toolbar

Greetings All,

Oddly, in all the time I have used PB, I have never tried to create a toolbar.  Trying now in 12.5.1.  I 'see' the icons that I have associated with the menu items, but in the preview they do not appear.

Also, I would like to have a menu bar with a toolbar under it.  But I only see one place in the window Main! where I can assign a menu.

I have attached two screenshots showing my flailing. 

Thanks for any help in pointing me in the right direction.

Paul